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Annual deductibles

7.02 How an annual deductible works

If a claim is smaller than your remaining annual deductible, you must still submit it to us as normal. We will not pay any benefit, but the claim will count towards reaching your annual deductible. We will send you a statement informing you how much is left.

If an eligible claim exceeds your remaining annual deductible, we will pay the amount of the claim less the remaining annual deductible.

Once your annual deductible is reached, we will pay all eligible claims in full, up to the benefit limits of your plan.

Talk to us about your options


Call us today on: 21 342 342

We are here for you Monday to Friday 8am to 5pm.

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Contact our client assistance team with your query or request a callback from one of our health insurance specialists.

LifeStar Health Limited acts as an insurance agent for Bupa Global Designated Activity Company (Bupa Global DAC), which has passported its services through the European Passport Rights for Insurance and Reinsurance Undertakings. LifeStar Health Limited is enrolledid as an insurance agent under the Insurance Distribution Act, Cap 487 of the Laws of Malta and is regulated by the Malta Financial Services Authority of Notabile Road, Attard BKR 3000, Malta and subject to limited regulation by the Central Bank of Ireland.


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