3.34 Psychiatric treatment

We do not pay for psychiatric treatment.

Exception: We may pay under the plan for psychiatric treatment carried out as a day-case or in-patient treatment after you have been a member of the plan for the whole of the two years leading up to the treatment.

You must get our written agreement before the treatment takes place and we need full clinical details from your consultant before we can give our decision.

We may at our discretion pay for up to a collective total of 30 days day-case and in-patient psychiatric treatment during your membership of this plan and any other Bupa Malta plan or option whether your membership is continuous or not. This is the total number of days we will pay up to for day-case and in-patient psychiatric treatment collectively and not individually.

Exception: We will pay for psychiatric treatment carried out as out-patient treatment after you have been a member of the plan for the whole of the two years leading up to the treatment.